Bridging Financial Gaps, Fueling Economic Resilience

Who We Are

CR Capital Private Limited is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India under the Base Layer category of the Scale-Based Regulatory Framework. Incorporated on 24th November 2023, the company received its Certificate of Registration (CoR No. B-15.00070) from the RBI on 4th December 2024, authorizing it to carry on the business of a non-deposit-taking NBFC under Section 45-IA of the RBI Act, 1934.

A wholly owned subsidiary of Carbon Resources Private Limited, CR Capital is positioned to deliver a wide spectrum of lending and financial services to individuals, startups, SMEs, and institutions — without accepting public deposits. The company’s strategic focus includes startup finance, consumer lending, inter-corporate loans, EV financing, and other customized credit solutions, driven by technology and a deep commitment to financial inclusion.

mission

To bridge the credit gap in underserved and emerging segments by offering customized, technology-driven financial products that support entrepreneurship, economic resilience, and national development. We aim to lead with integrity, agility, and customer focus, while aligning our operations with long-term social impact and sustainability goals.

vision

To be a transformative force in India’s credit ecosystem — enabling inclusive economic growth by empowering startups, individuals, and businesses through innovative, sustainable, and accessible financial solutions.

Value

CR Capital Private Limited stands for integrity, inclusivity, and innovation. We deliver transparent, technology-driven financial solutions focused on underserved segments, startups, and SMEs. Our approach is customer-centric, sustainable, and collaborative, guided by strong governance and a commitment to responsible growth.

 

What we provide

Smart Financing, Tailored For You

Consumer Lending:

Accessible, fast, and flexible financing for life’s essentials. CR Capital offers personal loans, vehicle loans, home loans, and consumer durable financing with simple documentation, tailored EMIs, and quick disbursals. We serve both urban and underserved rural markets, ensuring financial inclusion with a customer-first approach.

EV Financing

At CR Capital, we are committed to supporting India’s sustainable transportation revolution. Our Electric Vehicle (EV) Financing solutions are crafted to meet the evolving needs of individual buyers, fleet operators, and businesses across the EV value chain. Whether you’re purchasing an electric two-wheeler, building a commercial EV fleet, or setting up charging infrastructure, we offer flexible financing, quick disbursal, and support aligned with government incentives and policies

Intercorporate Lending

At CR Capital, we provide customized inter-corporate loan solutions to meet the diverse funding needs of businesses — from startups to large enterprises. Our offerings include short-term liquidity support, long-term growth capital, and flexible credit lines, designed to fuel expansion, manage cash flow, or support strategic investments.

With streamlined approvals, flexible terms, and sector-specific expertise, we ensure that your business gets the right financial support at the right time — without the rigidity of traditional banking.

Start-up Lending

Empowering India’s next-generation entrepreneurs with fast, collateral-free funding. CR Capital offers tailored loans for working capital, equipment, and expansion — with quick approvals, minimal paperwork, and flexible terms. Perfect for early-stage and scaling startups.

Loan Portfolio Purchase

CR Capital Private Limited provides financing solutions for NBFCs to acquire loan portfolios, enabling them to diversify assets, enter new markets, and optimize capital deployment. This helps improve efficiency, manage risk through seasoned loans, and reach new customer segments, supporting long-term growth, innovation, and a stronger competitive edge for sustainable value creation.

Investor Profile

Carbon Resources Pvt. Ltd. (CRPL), incorporated in 1991 in Kolkata, West Bengal, holds a 99.99% stake in CR Capital Private Limited.

CRPL is a prominent manufacturer of Carbon Electrode Paste (CEP) and Calcined Petroleum Coke (CPC). It is the second-largest producer of Carbon Electrode Paste in India and also manufactures Electrically Calcined Anthracite Coal and Calcined Petroleum Coke.

In addition to manufacturing, CRPL is actively involved in the trading of Anthracite Coal, Manganese Ore, and ferro alloys, expanding its reach across multiple raw materials essential to industrial applications.

The company imports bulk materials from Singapore, Europe, and South Africa, and supplies to various domestic markets across India, ensuring a robust and reliable supply chain.

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Renowned for its cost efficiency, CRPL is the lowest-cost producer of CEP in the country, offering a significant competitive edge.

Trusted & Transparent Financial Partner

We operate with the highest standards of transparency, compliance, and governance — ensuring your trust is always protected.”

100% Compliant | RBI Registered NBFC

We are a registered NBFC under the Reserve Bank of India’s regulatory framework, ensuring full compliance and operational integrity

Fast, Flexible, and Fair Finance

We believe credit should be quick, clear, and empowering — not burdensome. Our simplified processes make that possible.

Ethical Lending, Always

No hidden fees. No aggressive recoveries. Just honest finance that puts you first.

Driving Green Growth with Every EV Loan

By financing electric vehicles, we’re not just empowering mobility — we’re fueling India’s green future and supporting the Make in India vision. Every loan is a step toward a cleaner, self-reliant tomorrow.

Empowering Small Businesses & Entrepreneurs

Supporting MSMEs and entrepreneurs with agile working capital solutions to help them thrive.